PDF bank statement to camt.053 – checked by a person.

For the statements you cannot pull from e-banking yourself: client statements, closed accounts, periods before camt was activated. You get the file that bexio, Abacus or Banana imports directly, and a person has checked beforehand that the balances close.

CHF 9 per statement (up to 10 pages) · CHF 29 for 12 statements · Delivered within 48 hours

If a statement does not close, we say so and refund it. Payment before upload, servers in Zurich, deleted within 24 hours of delivery.

Not sure whether we cover your case? Describe it in two lines and we will answer, even if the answer is no.

How it works

1. Pay and upload

Pay by card or TWINT and upload your PDF statements, scans included. Two short questions help us read your file correctly.

2. We extract and reconcile

A person checks line by line that the transactions match the opening and closing balances. The balance carried forward is removed, signs are verified.

3. You receive the file and a check note

Excel, CSV or camt.053 for bexio, Abacus, Banana or DATEV, with a note: balances, transaction count, status. By email within 48 hours.

Opening balance + credits − debits = closing balance, to the cent. What does not close is reported, not smoothed over. The method in detail

What you get

  • camt.053 (ISO 20022) for bexio, Abacus, Banana and AbaNinja, MT940 for DATEV on request. Free converters generally deliver spreadsheets only.
  • Or Excel/CSV with date, description, debit, credit and balance, if a spreadsheet suits you better.
  • One check note per statement, signed off by a named person: opening balance, closing balance, transaction count, discrepancy.
  • If it does not reconcile: the exact amount, the suspected location and a refund.
  • No guessing: what we cannot prove is flagged, not smoothed over.

Privacy, in specifics

  • Stored only in Zurich (Google Cloud region europe-west6).
  • Deleted within 24 hours of delivery, and automatically after 72 hours at the latest.
  • A named person reviews your file. That is the service, and we say so.
  • Never used for testing, benchmarking or training.
  • AI services outside Switzerland/EU only with your explicit opt-in at upload.
  • Controller: PivotalPoint OÜ. Swiss FADP and GDPR apply.

What FinVerify is used for

PDF to camt.053 for bexio, Abacus and Banana

Swiss accounting software imports camt.053, not PDF. If the bank does not deliver camt or the period predates activation, we produce an ISO 20022 camt.053 file from the PDF that imports directly. Most free converters output only Excel or CSV.

Third-party statements for fiduciaries, law firms and guardians

Client statements, estate accounts, guardianship mandates: you cannot log into the e-banking and you receive PDFs. We convert and document the reconciliation per statement, traceable for auditors and authorities.

MT940 for DATEV on request

For German tax firms that must import statements into DATEV, we supply MT940 instead of camt.053 on request.

Only need a spreadsheet?

Then you probably do not need us. For plain PDF-to-Excel there are free and cheap services, and some of them check the balances automatically too. We name them in the comparison, with prices and sources.

Who it is for

For fiduciaries who receive client statements as PDFs and have no access to the client’s e-banking. Typically at year-end close, when taking over a mandate, or when an audit asks for a period nobody can obtain as camt any more:

  • Client statements that arrive as PDFs, which you cannot pull as camt yourself
  • Mandates taken over with prior years, closed accounts or periods before camt was activated
  • Third-party and neobank accounts with no camt export, often in several currencies
  • Ready to import into bexio, Abacus, Banana or AbaNinja, MT940 for DATEV on request

Lawyers, guardians and SMEs with the same problem are welcome too. Not offered: document authenticity or fraud checks, tax or legal advice.

What your bank exports itself

Before you pay: many banks deliver camt.053 or CSV straight from e-banking. We read the help pages and summarised what each bank offers, and when only the PDF remains.

Pricing

Single statement

CHF 9
  • up to 10 pages
  • Excel, CSV or camt.053
  • check note included
  • delivered within 48 h
Convert one statement

12 statements

CHF 29
  • e.g. one year of one account
  • up to 10 pages each
  • one file or twelve, your choice
  • delivered within 48 h
Convert 12 statements

If a statement does not reconcile and we cannot find the cause, we refund that statement.

Frequently asked

Free converters also check the balances. Why you?+

True, and we link to them. clearlyledger.com checks the balances automatically and withholds the export when it does not reconcile; the first conversion is free. If you need Excel from your own statement, use them. We differ on four things: camt.053 and MT940 rather than spreadsheets only, a person rather than an algorithm, servers in Zurich behind a named company, and a refund when a statement does not close.

Which banks are supported?+

All of them. We do not rely on bank templates; every file is checked individually. Swiss banks, German banks, neobanks, card statements, scanned statements.

What if the balances do not close?+

You still get the file, clearly marked as not reconciled, with the discrepancy and where we suspect the error, and a refund for that statement.

What is camt.053 for?+

Direct import into bexio, Abacus, Banana, AbaNinja and other Swiss accounting tools. For DATEV we supply MT940 on request.

Why not just export camt from e-banking?+

If you can, do it, it is free. Our service is for the cases where you cannot: third-party accounts, closed accounts, old periods, banks without export.

Who sees my data?+

One person at PivotalPoint, on servers in Zurich, for the duration of processing. Then it is deleted. No AI processing outside Switzerland/EU without your consent.

How long does it take?+

Usually under 24 hours, guaranteed within 48 hours on business days.